Assurance, Tax & Advisory
The core practice, since 1986
Statutory and internal audit, direct and indirect tax, transfer pricing, accounting, and the regulatory and forensic work that sits alongside them.
7 services
The firm in numbers
1986
Practising since
8
Partners
6
Offices
35
Team members
Our people
The people who sign the work
Eight partners, between them carrying the practice since 1986.
Once part of the firm, always part of the network. Join the alumni network
The 360° Financial & Regulatory Hub
An Integrated Governance Ecosystem
Modern corporate governance requires more than isolated advice. Explore how our six practice disciplines interact to safeguard liquidity, ensure compliance, and unlock enterprise value.
Click any practice pillar to explore deliverables
Statutory & Regulatory Rigor
Jurisdictions:
ICAIRBIC&AGMCA
Audit & Assurance
Comprehensive statutory, concurrent, and internal audits conducted under strict ICAI and international standards. Empirical evidence that withstands regulatory scrutiny.
Explore Full Practice ScopeCore Deliverables & Assurance
- Statutory Branch & Central Audit (RBI Cat-I)
- Internal Financial Controls (IFC / ICFR)
- Co-operative & Banking Special Audits
- C&AG Empanelled Public Sector Audits
Defensible Tax Strategy
Jurisdictions:
CBDTITATDTAA Treaties
Direct Tax & Litigation
Sophisticated corporate taxation, search and seizure representations, assessment appeals, and cross-border transfer pricing architectures.
Explore Full Practice ScopeCore Deliverables & Assurance
- Corporate Tax Structuring & Optimization
- CIT(A) & ITAT Dispute Resolution
- Transfer Pricing Documentation & Master Files
- Cross-Border Remittances (Form 15CA/CB)
Supply-Chain Compliance
Jurisdictions:
CBICGSTNState Tax Dep.
GST & Indirect Taxation
Complete GST health-checks, input tax credit (ITC) optimization, multi-state reconciliation, and litigation defense conducted by ICAI-accredited GST faculty.
Explore Full Practice ScopeCore Deliverables & Assurance
- GST Annual Audit & GSTR-9/9C Reconciliation
- ITC Optimization & Inverted Duty Refunds
- Show-Cause Notice (SCN) Strategy & Defense
- Supply Chain & E-Invoicing Structuring
Fractional Leadership
Jurisdictions:
Board of DirectorsInvestorsBanks
Virtual CFO & Strategy
Institutional-grade finance leadership before full-time headcount. Board reporting, capital runway management, banking covenant monitoring, and debt structuring.
Explore Full Practice ScopeCore Deliverables & Assurance
- Board Packs & Investor Financial Reporting
- 13-Week Cash Flow & Runway Forecasting
- Lender Syndication & Working Capital Review
- ERP & Finance Process Architecture
Capital & Expansion Advisory
Jurisdictions:
BSE SMENSE EmergeSEBI
Transaction & SME IPO
Buy-side and sell-side financial due diligence, enterprise valuations under DCF/NAV, and end-to-end SME IPO readiness work culminating in exchange listings.
Explore Full Practice ScopeCore Deliverables & Assurance
- SME IPO Structuring & DRHP Restatement
- Financial & Tax Due Diligence (FDD)
- Registered Valuer & Fair Market Reports
- Post-Merger Financial Integration
In-House System Auditing
Jurisdictions:
DISA (ICAI)ISACACert-In
Technology & Automation
Bespoke automation scripts, bank reconciliation pipelines, and information systems audits designed by CAs with DISA qualification who understand the audit trail.
Explore Full Practice ScopeCore Deliverables & Assurance
- Automated 2B vs Purchase Register Matching
- DISA Certified Information Systems Audit
- Custom Accounting Workflows & Dashboards
- Continuous Audit & Anomaly Detection
What we do
Six practices, one firm
Most firms our size do one or two of these well. We are structured to do all six, and to bring more than one to the same engagement where that is what the problem needs.
Capital Advisory
Raising it, deploying it, listing it
IPO readiness and SME listing, debt and equity fund raising, valuation, transaction diligence, and compliance support for AIFs and portfolio managers.
7 services
Value Added Services
Capability, not just compliance
Virtual CFO, business advisory, ESG and BRSR reporting, and start-up support - senior judgement brought to bear on decisions, rather than opinions issued after them.
4 services
Staffing & Supervision
People in the seat, and someone checking
Qualified accounting and finance professionals placed into your team, on secondment or for a defined engagement - and independent senior oversight of a finance function you already run.
4 services
Banking & Financial Services
A dedicated BFSI team
A full BFSI practice - statutory, concurrent, revenue, inspection and treasury audit for banks; and for NBFCs, everything from registration and risk-based internal audit to KYC audit, loan file verification, physical verification and certification.
11 services
Technology Solutions
Built by people who audit systems
Process automation, web and mobile applications, custom software, and IT and system audit - delivered by a specialised in-house team.
5 services
Rigor From Inception to Sign-Off
The 4-Stage Engagement Lifecycle
A battle-tested methodology refined across four decades of practice, ensuring transparency, zero regulatory surprises, and strategic value beyond compliance.
01
Diagnostic & Scoping
Deep-dive risk assessment of corporate architecture, transactions, and regulatory touchpoints to define materiality and audit scope.
Deliverable:
Audit Charter & Risk Matrix
02
Digital Fieldwork
Substantive testing, electronic ledger extraction, control effectiveness verification, and automated reconciliation across registers.
Deliverable:
Verified Substantive Dossier
03
Risk & Quality Gate
Peer-reviewed quality review, resolution of technical positions, GAAP/Ind AS compliance review, and tax exposure mitigation.
Deliverable:
Management Discussion Memo
04
Sign-Off & Guidance
Partner sign-off, board audit committee presentation, formal statutory opinion, and strategic growth recommendations.
Deliverable:
Independent Audit Report
Tailored Solutions by Enterprise Stage
Find Your Strategic Roadmap
Select your organization profile below to see how our multidisciplinary practice resolves your specific financial, compliance, and governance challenges.
Proven Track Record
Why Industry Leaders Choose Us
Authentic relationships built over four decades of practice. Read how direct partner involvement and technical precision deliver peace of mind.
★★★★★
Sawant & Kadrekar has conducted our statutory concurrent audits with exemplary diligence. Their banking practice brings deep institutional understanding of RBI guidelines, saving us from compliance exposure and identifying revenue leakage year after year.
D
Leading Multi-State Co-operative Bank
Zero Regulatory Compliance Deficiencies
★★★★★
As a high-growth tech enterprise preparing for institutional capital, having their Virtual CFO team on our side was transformational. They built our runway models, structured our compliance, and were right beside us during investor financial diligence.
C
Enterprise SaaS Platform
Successful Series A Due Diligence
★★★★★
When we faced complex GST tribunal disputes and direct tax scrutiny, CA Vanesh Nadar and the tax team stepped in directly. Their legal depth and empirical documentation defended our position decisively. Direct partner accessibility is real here.
M
Mid-Market Manufacturing Group
100% Tax Assessment Defensibility
★★★★★
Their guidance through our SME IPO listing was remarkable. Restating historical accounts under tight deadlines, addressing merchant banker queries, and structuring controls — they handled every complexity with calmness and precision.
C
Listed Specialty Engineering Firm
Oversubscribed Public Offering
Who we are
A firm built around judgement
Sawant & Kadrekar LLP was established in 1986 by CA Rajendra Kadrekar and CA Bajarang Sawant. Four decades on, it is a multi-disciplinary practice of eight partners working from six offices across Mumbai, Navi Mumbai, Thane, Virar and Pune.
Compliance is the floor. What distinguishes an adviser is the quality of the judgement applied where the rules stop short - in a position that has to be defended, a control that has to be relied on, a number that has to hold up in diligence. We are structured so that judgement is not delegated.
Where we work
Industries
Sector context changes the answer. These are the areas we are most often asked about.
Manufacturing
Inventory valuation, cost accounting, capital allowances and an input tax credit chain that runs across states.
Technology & SaaS
Revenue recognition over time, export of services, ESOP accounting and cross-border withholding.
Financial Services
Regulatory reporting, expected credit loss, capital adequacy and a control environment under close supervision.
Real Estate & Construction
Percentage-of-completion judgements, project-wise accounting, RERA obligations and joint development structuring.
Retail & Consumer
High transaction volumes, multi-state registrations, e-commerce operator obligations and inventory shrinkage controls.
Healthcare & Pharmaceuticals
Exempt and taxable supply mix, research capitalisation, regulatory compliance and distributor arrangements.
Professional & Business Services
Work-in-progress recognition, partner remuneration structures, cross-border service tax and engagement profitability.
Not-for-Profit & Social Sector
Registration and exemption conditions, foreign contribution rules, grant utilisation reporting and donor assurance.
NBFCs & Lending
Scale-based classification, IRAC norms, KYC obligations, loan file integrity and a supervisory regime that keeps tightening.
Why clients stay
Three things we hold ourselves to
Not a service list. These are the three commitments a client can hold us to, and the reason engagements here tend to outlast the people who started them.
01
Partner accountability
A named partner is responsible for every engagement, and is the person you speak to when something is difficult.
02
Technical rigour
Positions are documented as they are taken, with the reasoning recorded - so they can be defended years later.
03
Straight answers
Where the position is unsettled, we say so. We would rather flag a risk early than explain it after an assessment.
What we publish
Written to be used, not filed
Notes on tax, GST and regulatory developments for people who have to act on them - and calculators built to show their working rather than just a number.
Recent insights
GST
Understanding the annual GST reconciliation
Why the year-end statement is a control check, not a filing exercise
· 6 min read
Direct Tax
Choosing between the two income-tax regimes
How the comparison works, and where the break-even usually sits
· 5 min read
Calculators
All toolsIncome Tax Calculator
Estimate liability under either regime, with the working shown.
Regime Comparison
Both regimes computed side by side on the same figures.
Capital Gains
Holding period, gain and indicative tax by asset type.
EMI Calculator
Instalment, total interest and a full amortisation schedule.
Common questions
Questions we are often asked
Sawant & Kadrekar LLP is a firm of Chartered Accountants established in 1986, registered with the Institute of Chartered Accountants of India (ICAI). The firm works across three areas: assurance, tax and advisory - including audit, direct and indirect tax, transaction advisory, IPO readiness and SME IPO; a dedicated banking and financial services practice; and technology solutions including automation and application development.
The administrative office is at Dadar West in Mumbai and the registered office is at Virar West. The firm also has branch offices at Parel in Mumbai, Vashi in Navi Mumbai, Kalyan West in Thane, and Hadapsar in Pune.
Yes. The firm holds RBI empanelment in Category I, and is empanelled with the Comptroller and Auditor General. Its peer review certificate is valid to 31 August 2027. The firm is also registered on the Multipurpose Empanelment Form each year; details are provided on request.
Because the hard part of a finance system is rarely the code - it is knowing which control the process is meant to enforce and what an auditor will later ask for. The technology team works alongside qualified Information System Auditors, so control design and audit trail are settled during the build rather than retrofitted.
Get in touch through the contact page describing what you need. We will arrange a conversation with the relevant partner, and if we are the right fit we will set out the scope, approach and basis of fees in a written engagement letter before any work begins.
No. They are indicative tools that operate only on the figures entered and the assumptions stated on each page. They do not account for the full range of provisions that may apply to a particular person, and tax law changes. Use them to understand the shape of a question, then take advice before acting.
SNK & Alliance is a network of chartered accountancy firms of which Sawant & Kadrekar LLP is a member firm. The alliance gives member firms shared reach across Mumbai, Navi Mumbai and Pune together with a presence in Canada, while the engagement relationship stays with the firm the client appointed.
Talk to us
Start a conversation
Tell us what you are dealing with and we will point you to the right person. If it is straightforward, we will often just answer it.
- office@skcas.com
- Telephone
- +91 80974 53593
- Offices
- Mumbai · Virar · Parel, Mumbai · Navi Mumbai · Thane · Pune
Stay informed
Updates worth opening
Regulatory and tax developments, summarised and explained. Choose only the subjects you want, and stop any time.