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Tools & Calculators

Income Tax Calculator

Estimate liability under either regime, with slab-by-slab working, surcharge, rebate and cess shown.

Rates pending verification

The slab rates, rebate thresholds and surcharge bands used by this calculator are held in content/tax-rates.json and have not yet been verified by the firm against the current legislation. Treat every result as illustrative only until that review is complete.

Which regime
Affects the basic exemption limit under the old regime only.
Before the standard deduction.
Interest, rent, and similar.

Deductions (old regime only)

PPF, ELSS, life insurance premium, principal on housing loan, tuition fees and others. Combined cap with 80CCC and 80CCD(1).
Additional deduction for self-contribution to NPS, over and above the 80C cap.
Cap depends on the age of the insured and whether parents are covered. The figure here is an upper bound; the applicable cap may be lower.
Self-occupied property. A different treatment applies to let-out property.
No monetary cap. Available for a limited number of years.
Eligibility and the deductible proportion vary by institution. Enter only the amount you have confirmed as deductible.
Cap differs for senior citizens. Confirm which applies.
Use the HRA calculator to work this out, then enter the exempt amount here.
Any other deduction you have confirmed as available.
Show the working
SlabRateIncome in slabTax
Enter figures to see the slab-by-slab computation.

Results update as you type. Nothing you enter leaves your browser — there is no server involved in these calculations.

What this does and does not do

This calculates tax on salary and other income for a resident individual, applying slab rates, rebate, surcharge with marginal relief, and cess. It does not handle capital gains, business or professional income, income taxed at special rates, relief for foreign tax, or advance-tax interest. Assessment year 2026-27.

Indicative only

These calculators produce indicative results based only on the figures you enter and the assumptions stated on each page. They are not professional advice and must not be relied on for filing, planning or any other purpose. Tax law changes frequently. Please speak to us about your specific circumstances.

Questions

About this calculator

It opens on the new regime, which is the default under law. Switch between them with the toggle, or use the comparison tool to see both at once.

Because of the rebate. Where taxable income is within the prescribed threshold, a rebate reduces the liability, potentially to nil. Just above the threshold, marginal relief limits the increase in tax so that it does not exceed the increase in income.

No. It is indicative, works only on what you enter, and does not cover every provision that may apply to you. Use it to understand the shape of the position, then take advice.

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